Mortgages

First-Time Buyer

Purchasing your first home is more than just a transaction; it’s the beginning of an exciting new chapter in your life.

We’ll guide you through every step of the home buying process, from determining how much you can borrow to understanding your monthly mortgage payments and associated fees. If needed, we can also recommend a solicitor to handle all the legal aspects of buying a property.

It doesn’t have to be complicated—we’re here to support you every step of the way. Additionally, we can assist with your insurance and protection needs.

Remortgage

Is your current mortgage deal coming to an end? Let us help you find a better option!
Remortgaging involves transferring your existing mortgage to a new lender, allowing you to secure a deal with more favourable interest rates. This strategic move can lead to substantial savings.

Releasing Funds

Many homeowners choose to remortgage when they need extra funds for home improvements, like a new kitchen or bathroom. It’s a flexible way to unlock the equity in your home for renovations and upgrades.

At MLM Financial Services, we know that the remortgaging process can be overwhelming. Our team is here to evaluate your unique financial situation and provide expert guidance on whether remortgaging or a product transfer with your current lender is the best choice for you.

Moving Home

Moving home can be a hectic and stressful experience, but you don’t have to worry about your mortgage. At MLM Financial services, our team are ready to guide you through transferring your mortgage to a new property. Whether you’re porting your existing mortgage, switching lenders, or applying for a new one to accommodate your new home’s value, our service ensures you’re in good hands. Let us take care of the mortgage process while you focus on settling into your new space!

New Build Mortgages

There’s so much to love about new build homes—the fresh paint, modern amenities, and stylish designs that keep you ahead in the housing market.

New builds often come with attractive incentives, like the government Help to Buy scheme, part exchange options, and various shared equity programs, enabling you to purchase a larger home than you might have thought possible. We also offer 95% mortgage options, making it easier to get on the property ladder.

Additionally, we’ll take care of communication with surveyors, solicitors, and estate agents for you, handling all the paperwork to ensure a seamless process from start to finish.

Buy to Let

Whether you’re purchasing your first buy-to-let property or managing an extensive portfolio, we understand that every penny matters when it comes to maximizing your profits.

Lenders evaluate your borrowing potential based on the expected rental income of the property, not just your annual salary.

At MLM Financial Services, we’re here to assist you throughout the Buy to Let mortgage process. Our knowledgeable advisers will assess your options and recommend the most suitable lender and mortgage product to align with your investment objectives.

We strive to make the mortgage application process hassle-free. From completing paperwork to gathering and submitting documents, we manage everything to ensure a seamless and stress-free experience.

Your Home(or property)may be repossessed if you do not keep up repayments on your mortgageor any other debts secured on it.

Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority